Live at the Centre of It All

It doesn't get much closer to the action, amenities and lifestyle of Cowes than this. Positioned within a well-located townhouse complex at 10/55-57 Chapel Street, this spacious three-bedroom, two-bathroom residence delivers an enviable combination of convenience, comfort and low-maintenance living.

Whether you're searching for a permanent coastal base, an effortless holiday escape or a smart investment, this is a property that makes enjoying the Phillip Island lifestyle remarkably easy.

Step inside and you'll immediately appreciate the practical layout, with the ground floor offering a well-appointed, family-friendly kitchen featuring stone benchtops, ample storage and an open connection to the dining and living spaces. A central split system provides year-round comfort, while large windows draw in plenty of natural light.

The living area opens directly to the north-facing outdoor entertaining area, creating the perfect spot to enjoy your morning coffee, entertain friends or simply soak up the sunshine during the warmer months. With minimal upkeep required, weekends can be spent enjoying Cowes rather than maintaining a garden.

The ground floor is further complemented by bedroom one and a bathroom, while upstairs reveals two additional bedrooms and, importantly, a second living area. This versatile space provides an ideal retreat for children, guests or simply somewhere to unwind away from the main living zone. Opening onto its own balcony, it adds another dimension to the home's functionality and provides a lovely place to enjoy the fresh coastal air.

A secure double garage provides excellent convenience and storage, while the overall townhouse design makes this a genuine lock-up-and-leave property - simply close the door and head off knowing there's very little maintenance to worry about.

And when you're ready to enjoy everything on offer, the location speaks for itself. Cowes' vibrant town centre, cafes, restaurants, shops, beaches and foreshore are all just moments away, placing you right where you want to be for weekends, holidays and everyday living.

For those considering an investment, the combination of location, accommodation and easy-care living also presents an appealing opportunity for short-term holiday rental, allowing the property to work for you when you're not here enjoying it yourself.

Low-maintenance living doesn't get much better than this - a genuine Cowes lifestyle property in a location where you can leave the car behind and immerse yourself in everything Phillip Island has to offer.

*PHOTO ID IS REQUIRED AT ALL INSPECTIONS*

The property in Cowes is proudly for sale through Ray White Real Estate Phillip Island.

All information about the property has been provided to Ray White by third parties. Ray White has not verified the information and does not warrant its accuracy or completeness. Parties should make and rely on their own enquiries in relation to the property.

Due diligence checklist for home and residential property buyers.

Inspections

Explore the area

View in Google Maps

School catchments

Cowes Primary School Primary Prep-6 Government 0.61km
Our Lady Star of the Sea Catholic Primary School Primary Prep-6 Catholic 1.6km
Newhaven College Combined Prep-12 Independent 4.8km
Phillip Island Village School Primary Prep-6 Independent 7.2km
Somers Primary School Primary Prep-6 Government 9.3km
St Joseph's School Primary Prep-6 Catholic 10.5km
Crib Point Primary School Primary Prep-6 Government 10.7km
Somers School Camp Primary Government 10.8km
Perseverance Primary School Primary Government 11.0km
Newhaven Primary School Primary Prep-6 Government 12.2km
Balnarring Primary School Primary Prep-6 Government 13.2km
Bittern Primary School Primary Prep-6 Government 13.7km
San Remo Primary School Primary Prep-6 Government 13.8km
Bass Coast College - San Remo Campus Secondary Government 15.5km
Oakwood School-Hastings Campus Secondary Government 16.3km
Western Port Secondary College Secondary 7-12 Government 16.9km
St Mary's School Primary Prep-6 Catholic 16.9km
Hastings Primary School Primary Prep-6 Government 17.4km
Padua College - Tyabb Campus Secondary Catholic 20.9km
Flinders Christian Community College Combined Prep-12 Independent 21.8km
Dromana Secondary College Secondary 7-12 Government 23.2km
Somerville Secondary College Secondary 7-12 Government 25.7km
Woodleigh School - Penbank Campus Combined Independent 26.2km
Balcombe Grammar School Combined Prep-12 Independent 26.8km
Village High School Secondary 7-12 Independent 29.0km
Woodleigh School Combined Prep-12 Independent 29.3km
Padua College Secondary 7-12 Catholic 29.8km
Oakwood School-Mornington Campus Secondary Government 30.0km
Padua College - Rosebud Campus Secondary Catholic 30.4km

Nearest schools, measured in a straight line from the property. Provided as a guide only; check catchment and enrolment eligibility with the school. School data © ACARA, licensed under CC BY 4.0.

Find out how much home loan repayments will be

It’s important to understand repayment amounts before you apply for a home loan. A Loan Market broker can compare over 100 lenders to find the right loan for you. Use the Loan Market calculator to get a better indication of repayments.

Loan Market Pty Ltd | Australian Credit Licence 390222. All interest rates stated must include "p.a." and the relevant Comparison Rate in full.