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1/45 Cowper Road,
Umina Beach 2257, New South Wales

3 bedrooms
1 bathroom
1 car space
216m² land size
310m² building size
Unit

$925,000


Property details

Boutique Villa Living | Only 2 in the Complex

Set within an exclusive complex of just two, this beautifully presented 3-bedroom villa delivers a rare combination of privacy, space, and low-maintenance coastal living in the highly sought-after North Pearl Estate.

Offering a house-like feel with minimal shared elements, this is an ideal opportunity for downsizers, investors, or those seeking a relaxed beachside lifestyle without compromise.

Thoughtfully designed for everyday comfort, the home features a modern kitchen with adjoining dining area, three generous bedrooms all with built-in wardrobes, and a stylish bathroom complete with a freestanding bathtub, separate toilet, and quality finishes throughout.

Seamlessly connecting indoor and outdoor living, the private decked courtyard flows directly from the kitchen, perfect for entertaining family and friends. A grassed area provides space for pets or children, while the outdoor shower is a practical addition after a day spent at the beach.

Additional highlights include a single lock-up garage, Lush gardens, and ample storage throughout, ensuring functionality matches lifestyle.


Positioned just 1.1km (approx) from the shoreline at "Kiddies Corner" and moments to local shops, cafés, and schools, this home presents an exceptional opportunity to secure a tightly held address in one of Umina Beach's most desirable enclaves.


CURRENT RENTAL RETURN $625.00 PW
RATES $1062.49 PA
WATER $1099.08 PA
STRATA $875.00 PQ

Explore the area


School catchments

  • Umina Beach Public School Primary K-6 Government 1.4km
  • St John the Baptist Catholic Primary School Primary K-6 Catholic 3.2km
  • Ettalong Public School Primary K-6 Government 3.5km
  • Woy Woy South Public School Primary K-6 Government 3.6km
  • Pretty Beach Public School Primary K-6 Government 4.6km

Nearest schools, measured in a straight line from the property. Provided as a guide only; check catchment and enrolment eligibility with the school. School data © ACARA, licensed under CC BY 4.0.


Find out how much home loan repayments will be

It’s important to understand repayment amounts before you apply for a home loan. A Loan Market broker can compare over 100 lenders to find the right loan for you. Use the Loan Market calculator to get a better indication of repayments.

Loan Market Pty Ltd | Australian Credit Licence 390222. All interest rates stated must include "p.a." and the relevant Comparison Rate in full.


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