Federal Budget 2026: what it means for you in the property market

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The trends, features 
and suburbs defining 
luxury in 2026

Price movements
5% deposit scheme brought forward to 1 October
The government's acceleration of the expanded five per cent deposit scheme to 1 October is the most significant first home buyer intervention in decades and is expected to intensify already competitive market conditions.
Listings activity
Competitive conditions amidst interest rate cutting cycle
Supply constraints provide fundamental support for both price growth and competitive auction environment, reinforcing vendor confidence in a rising market.
Auction insights
Market sees stable engagement, but expected to intensify
With the five per cent deposit scheme removing previous income and geographic limitations, the auction market is expected to intensify further as additional first home buyers enter the market.
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