Federal Budget 2026: what it means for you in the property market

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The trends, features 
and suburbs defining 
luxury in 2026

Monique Napper

  • Licensed Real Estate and Stock and Station Agent

With over 25 years of experience, Monique Napper is a trusted and respected Licensed Real Estate and Stock and Station Agent known for her integrity, honest communication, and unwavering commitment to achieving outstanding results. 

Specialising in Sydney, the Sutherland Shire, Wollongong, the Southern Highlands, and the South Coast, Monique brings a wealth of local knowledge, paired with international experience, to every transaction.

Monique’s diverse career includes five years based in China, where she represented luxury Australian properties to international buyers—an experience that sets her apart and strengthens her global perspective in property sales. Her proudest achievements include listing properties up to $35 million and negotiating landmark sales across NSW, from architectural waterfront residences to serene farms and prestigious estates.

Monique’s passion lies in forming lasting relationships with her clients—many of whom become lifelong friends. Her professional style is shaped by honesty, loyalty, and a deep drive to deliver the best outcomes possible. Clients consistently trust her guidance and appreciate her creative eye, strong negotiation skills, and ability to navigate complex sales with ease.

Outside of work, Monique enjoys life on her horse property in Milton, surrounded by family and much-loved animals. Monique and her two daughters dream of turning the farm into a peaceful retreat for families, including those affected by illness or caring for children with special needs—showcasing the same compassion and community spirit that she brings to her real estate career.

 

Whether you’re buying or selling, Monique Napper offers an unmatched blend of expertise, care, and commitment.  

Ray White Thirroul

Ray White is the largest real estate group in Australasia. Founded in a country town in Queensland, the family owned and led group is the largest – with 1,000 individual offices in Australia, New Zealand and South East Asia, and is still family owned since 1902. With more than 50 years of combined experience, Justin Sydenham and the entire Ray White Thirroul team have firmly established themselves as a leader in the local real estate market. The team have lived and raised their own families in the beautiful Northern suburbs of Wollongong, and firmly believe that it is the best corner of the world to be in. The goal of this fresh new office is sim…
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