This acceleration appears to be directly driven by the Reserve Bank's interest rate cutting cycle, with two cuts already delivered this year and three more anticipated before year's end. If current monthly growth rates continue nationally, Australia could be looking at annual house price growth of around 12.7 per cent by mid-2026, nearly double the current 7.0 per cent annual rate, while unit growth could accelerate from 5.2 per cent to 7.4 per cent annually. Such acceleration would push the national median house price from $941,000 to over $1.06 million within 12 months, representing a $119,000 increase, while the unit median would rise from $695,000 to $746,000, an increase of around $52,000. With further rate cuts expected to provide additional stimulus, this coordinated acceleration phase may well strengthen further.