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A Loan Market broker can compare over 60 lenders to find the right loan for you. Whether you want to make the most of your borrowing capacity, find a lender that understands your unique situation or want pre-approval to bid with confidence, a broker can be your competitive edge.
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What does a mortgage broker do?
There are hundreds of lenders offering thousands of loan products. That is why more than seven out of ten Australians choose to work with a broker to find their home loan. A Loan Market broker compares a panel of lenders to present a shortlist of products that suit your needs.
Whatever your ambition, your broker can help make it yours. Whether you need guidance buying your first-home, want a more competitive rate on your existing loan, or are looking to grow your investment portfolio, a broker is by your side. Many services offered by a broker are free to you because they are paid by the lender you choose.
Your broker will:
Be by your side, always
They are here for your today, tomorrow and future goals. They will help you with a range of financial needs from home loans to business loans.
Work in your best interests
They will research the market to find the right loan for you, negotiate a competitive deal on your behalf, and only recommend products and services suited to your needs.
Save you time and hassle
They will do the legwork for your application and meet you on your terms - online or in person.
What is the process?
When you meet with your Loan Market broker, they will take time to understand your circumstances and goal. They will then calculate your borrowing power and let you know if you are eligible for any schemes or grants. Then they will show you which products are suited to your needs and take charge of application through to settlement.
How it works:
Discovery
You answer some questions online about your circumstances and goals.
Meeting
Your broker talks through your needs, calculates your borrowing power and discusses your options.
Game plan
After in-depth research, your broker presents your personalised Game Plan with solutions to meet your goals.
Application
Your broker negotiates with your lender of choice and prepares your paperwork. Once you sign, your broker does the legwork to get it approved.
Approval
This is your big moment. Once the lender gives the nod, your broker arranges the paperwork for you to sign.
Settlement
Your broker works closely with your lender to ensure settlement day runs as smoothly as possible.
Today, tomorrow and beyond
Your broker is by your side for life. This includes checking that your loan remains competitive or helping you find the right car loan.
Handy calculators
Get a better understanding of your financial standing and plan your next step with these useful tools. Keep in mind these are intended as a guide only - a broker can provide more detailed insight and help.
The Ray White and Loan Market story
Loan Market launched in 1994 by Brian and Sam White, originally known as Ray White Financial Services. Brain and Sam wanted to help buyers secure the finance they needed to purchase their dream home. Still family run and owned, today there are over 600 Loan Market brokers located around Australia, with a panel of over 60 lenders - the largest in Australia.
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Compliance Note: Loan Market Pty Ltd | Australian Credit Licence 390222. All interest rates stated must include "p.a." and the relevant Comparison Rate in full.