Prefer to talk 1800 221 773

Retrieve an existing quote

Ray White home insurance offers

30%

No Claim Bonus of up to 30% on your premium *+

Pay by the month at no extra premium^

Dedicated
24/7 claims support

See more benefits and 
Classic home insurance
Prestige home insurance
Type of cover

Insured events

  • Accidental breakage (of glass)
  • Earthquake and tsunami
  • Explosion
  • Fire or smoke
  • Impact damage
  • Lightning or thunderbolt
  • Malicious acts
  • Riot or civil commotion
  • Storm, rainwater or run-off
  • Theft, burglary or housebreaking
Accidental Damage
Automatic indexation of sum insured1,2
Compensation for death (Up to $10,000)1,2
Contents in open air at the risk address (Sub-limits for selected contents based on insured events loss or damage)1
Contents in safe deposit box – Accidental loss or damage, excluding theft (Up to 20% of contents sum insured)1
Credit cards - cover for loss or theft1 Up to $5,000 Up to $5,000
Fusion of electric motors1,2 Motors up to 10 years old Motors up to 12 years old
Guests', visitors' and domestic helpers' property (Up to $5,000)1

This information about insurance is a summary only. You should consider whether the insurance product is suitable for your circumstances and consider the Policy Document (Product Disclosure Statement (PDS).

To review the Key Facts Sheets available for our home building and/or contents covers click here.

Classic home insurance
Prestige home insurance
Landlords' contents> Up to $10,000 -
Legal liability cover Up to $20,000,000 Up to $20,000,000
Modifications to buildings for paraplegia & quadriplegia (Up to $10,000)
Replacement of locks and cylinders Up to $1,000 Up to $2,000
Security firm attendance (Up to $500)
Spoilage of refrigerated / freezer food due to failure of fridge / freezer Up to $500 No specified limit
Temporary removal of Contents from your risk address Up to 20% of contents sum insured with sub-limits for listed contents, while kept where temporarily residing Up to 20% of contents sum insured with sub-limits for listed contents, while kept where temporarily residing / or up to $7,500 for contents anywhere else in Australia or NZ.
Title deeds (Up to $2,000)
Veterinary costs (Up to $500) if your dog or cat is injured in a road accident

To review the Key Facts Sheets available for our home building and/or contents covers click here.

To make a home insurance claim online (any time):

The fastest, easiest way is via our online claim form. You can submit your home insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

It takes less than 10 minutes to complete the online claim form, and once we receive it, one of our friendly claims consultants will contact you as soon as possible.

Make a claim

  • Secure form
  • There are no phone queues
  • Immediate confirmation number for your reference
  • You can submit your home insurance claim form 24 hours a day, 7 days a week

Over the phone - 24 hours a day, 7 days a week claims hotline.
Alternatively, you can call us on 1800 221 773 and one of our friendly consultants will take you through the claims process.

To review the Key Facts Sheets available for our home building and/or contents covers click here.

Key benefits

Classic home insurance
Prestige home insurance
Type of cover

Insured events

  • Accidental breakage (of glass)
  • Earthquake and tsunami
  • Explosion
  • Fire or smoke
  • Impact damage
  • Lightning or thunderbolt
  • Malicious acts
  • Riot or civil commotion
  • Storm, rainwater or run-off
  • Theft, burglary or housebreaking
Accidental Damage
Additional cost of temporary accommodation (up to 10% of contents sum insured combined with ‘removal of debris, professional fees, and extra costs)
Automatic indexation of sum insured
Compensation for death (Up to $10,000)
Contents in open air at the risk address (Sub-limits for selected contents based on insured events loss or damage)
Contents in safe deposit box – Accidental loss or damage, excluding theft (Up to 20% of contents sum insured)
Credit cards - cover for loss or theft Up to $5,000 Up to $5,000
Fusion of electric motors Motors up to 10 years old Motors up to 12 years old
Guests', visitors' and domestic helpers' property (Up to $5,000)

To review the Key Facts Sheets available for our home building and/or contents covers click here.

See more benefits

Classic home insurance
Prestige home insurance
Landlords' contents Up to $10,000 -
Legal liability cover Up to $20,000,000 Up to $20,000,000
Modifications to buildings for paraplegia & quadriplegia (Up to $10,000)
Replacement of locks and cylinders Up to $1,000 Up to $2,000
Security firm attendance (Up to $500)
Spoilage of refrigerated / freezer food Up to $500 No specified limit
Temporary removal of Contents from your risk address Up to 20% of contents sum insured with sub-limits for listed contents, while kept where temporarily residing Up to 20% of contents sum insured with sub-limits for listed contents, while kept where temporarily residing / or up to $7,500 for contents anywhere else in Australia or NZ.
Title deeds (Up to $2,000)
Veterinary costs (Up to $500)

To review the Key Facts Sheets available for our home building and/or contents covers click here.

How to claim?

To make a home insurance claim online (any time):

The fastest, easiest way is via our online claim form. You can submit your home insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

It takes less than 10 minutes to complete the online claim form, and once we receive it, one of our friendly claims consultants will contact you as soon as possible.

  • Secure form
  • There are no phone queues
  • Immediate confirmation number for your reference
  • You can submit your home insurance claim form 24 hours a day, 7 days a week

Make a claim

Over the phone - 24 hours a day, 7 days a week claims hotline.
Alternatively, you can call us on 1800 221 773 and one of our friendly consultants will take you through the claims process.

To review the Key Facts Sheets available for our home building and/or contents covers click here.

#By proceeding with a quote you agree to receive our Financial Services Guide from this website.

Prefer to talk 1800 221 773

PO Box 2394 Fortitude Valley
QLD 4006

Email: insurance@raywhite.com Fax: 07 3257 4386